Deposits & Investment Accounts
- Opening of a joint account
Q.Does the order of names of joint holders in a joint deposit account matter?
A.No, they all have the same rights and obligations.
- Loss of deposit book
Q.I found out that I have lost my deposits book. What should I do?
A.Inform the bank in writing, notify the other account holders if it’s a joint account, close the account and open a new one.
- Opening of an investment account
Q.I have saved some capital. The interest rate offered by the Bank’s savings accounts is small. If I want to invest my money more efficiently, what should I pay attention to?
A.Today Banks offer different investment products with attractive conditions. Before you decide to invest your money:
- Review carefully the terms of the contract, not only the amount of the interest rate or yield, which most of the times is paid under certain conditions.
- Verify if there is a guarantee for the investment of capital.
- Ask questions about what is not understood.