Before visiting or using the pages and services of our website www.hobis.gr, visitors/users must carefully read the terms of use and conditions of service provision below. If they disagree with them, they must refrain from using the website. Otherwise, it is assumed that they accept and consent to them. These terms of use apply to all content and features included on our website.
The Hellenic Financial Ombudsman – Non-Profit Alternative Dispute Resolution Organisation (HFO-ADRO) (hereinafter referred to as “HFO-ADRO” for brevity) may amend the terms and conditions of use at any time and without notice. Visitors/users are required to check for any changes each time they visit the site. By continuing to use the site, they are deemed to accept the amended terms and conditions. Otherwise, they must refrain from visiting/using our website.
Visitors and users of our website must comply with Greek law, European Union law and international law. They must also refrain from any illegal or immoral use of our website’s content and services. Visitors/users are solely responsible for any damage caused to our website or the internet in general resulting from their misuse or improper use of the relevant services.
Intellectual property rights
All content on our website, including but not limited to text, graphics, photographs, diagrams, illustrations and services, and generally any kind of file, is subject to copyright and governed by national and international copyright provisions, unless expressly recognised third-party rights apply. Therefore, reproduction, republication, copying, storage, sale, transmission, distribution, publication, performance, downloading, translation or modification of any kind, whether partial or summary, is expressly prohibited without the express prior written consent of HFO-ADRO.
As an exception, the storage and copying of parts of the content on a personal computer for strictly personal use is permitted, provided there is no commercial or other exploitation and the source is always cited. This does not imply the transfer of intellectual property rights in any way.
Anything else included on our website’s pages that constitutes the registered trademarks and intellectual property of third parties is the responsibility of those third parties and has nothing to do with our website.
Limitation of liability
HFO-ADRO makes every effort to ensure that the information and all content on the website is accurate and complete, but does not guarantee this and therefore cannot be held liable. Under no circumstances, including negligence, shall HFO-ADRO be liable for any damage caused to visitors/users by their use of our website.
HFO-ADRO cannot guarantee that its services and content will be provided without interruption or error, or that its website or any other site server through which visitors/users receive content will be free of “viruses” or other elements with destructive potential for their computer system. It is the sole responsibility of each visitor/user to install anti-virus software and secure their information and system.
Therefore, HFO-ADRO cannot be held liable for any direct or indirect damage, consequential damage, loss of profit, decision-making, transactions or non-transactions resulting from the use of our website.
HFO-ADRO is not responsible for the content or services of other website to which our website refers through links or hyperlinks, nor does it guarantee their availability. Any problems that may arise during visits to or use of the websites to which it refers are the sole responsibility of the respective websites, and visitors/users should contact these websites directly. References to other websites are provided for the convenience of visitors/users of the HFO-ADRO website and do not imply any form of commitment.
Applicable law and other terms
This user agreement is governed by the provisions of Greek law, European Union law and international law and shall be interpreted in accordance with the principles of good faith, transactional ethics and the economic and social purpose of the law. If any provision is found to be contrary to the law and therefore invalid or voidable, it shall automatically cease to apply without affecting the validity of the other terms in any way.
No amendment to the terms of this contract shall be taken into account or form part of it unless it is made in writing and incorporated into the contract.
The Courts of Athens shall have jurisdiction over any disputes arising from this contract.
