{"id":2211,"date":"2025-07-02T13:31:28","date_gmt":"2025-07-02T10:31:28","guid":{"rendered":"https:\/\/uatwc.hobis.gr\/relevant-legislative-provisions\/"},"modified":"2025-08-08T12:04:10","modified_gmt":"2025-08-08T09:04:10","slug":"relevant-legislative-provisions","status":"publish","type":"page","link":"https:\/\/hobis.gr\/en\/relevant-legislative-provisions\/","title":{"rendered":"Relevant Legislative Provisions"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/search.et.gr\/el\/fek\/?fekId=598084\" target=\"_blank\" data-type=\"attachment\" data-id=\"1097\" rel=\"noreferrer noopener nofollow\">Law 4764\/2020 (a. 86) (Government Gazette A 256\/23.12.2020) [dispute resolution, out-of-court complaint and redress procedures in the application of Regulation (EU) 2015\/751 of the European Parliament and of the Council of <sup>29<\/sup> April 2015 (OJ L 123), on interchange fees for card payment transactions (Article 15 of the Regulation)<\/a><\/p>\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"margin-top:20px;margin-bottom:20px;background-color:#3c567b;color:#3c567b\"\/>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/search.et.gr\/el\/fek\/?fekId=572233\" rel=\"nofollow noopener\" target=\"_blank\">Law 4583\/2018 (a. 11) (Government Gazette A 212\/18.12.2018) (distribution of insurance products)<\/a><\/p>\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"margin-top:20px;margin-bottom:20px;background-color:#3c567b;color:#3c567b\"\/>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/search.et.gr\/el\/fek\/?fekId=568142\" target=\"_blank\" data-type=\"attachment\" data-id=\"1098\" rel=\"noreferrer noopener nofollow\">Law 4537\/2018 (a. 100) (Government Gazette A 84\/15.5.2018) (payment services)<\/a><\/p>\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"margin-top:20px;margin-bottom:20px;background-color:#3c567b;color:#3c567b\"\/>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/search.et.gr\/el\/fek\/?fekId=576108\" target=\"_blank\" data-type=\"attachment\" data-id=\"1099\" rel=\"noreferrer noopener nofollow\">Law 4514\/2018 (a. 73) (Government Gazette A 14\/30.1.2018) (financial instruments markets)<\/a><\/p>\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"margin-top:20px;margin-bottom:20px;background-color:#3c567b;color:#3c567b\"\/>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/search.et.gr\/el\/fek\/?fekId=566609\" data-type=\"attachment\" data-id=\"1100\" rel=\"nofollow noopener\" target=\"_blank\">Law 4512\/2018 (a. 102) (Government Gazette A 5\/17.01.2018)<\/a><em><u> and <\/u><\/em><a href=\"https:\/\/search.et.gr\/el\/fek\/?fekId=570079\" target=\"_blank\" data-type=\"attachment\" data-id=\"1107\" rel=\"noreferrer noopener nofollow\">Ministerial Decree 5338\/2018 (a. 4i, para. 2Ad) (Government Gazette 40\/17.01.2018) (consumer protection &#8211; distance marketing of financial services)<\/a><\/p>\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"margin-top:20px;margin-bottom:20px;background-color:#3c567b;color:#3c567b\"\/>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/search.et.gr\/el\/fek\/?fekId=545764\" target=\"_blank\" data-type=\"attachment\" data-id=\"1101\" rel=\"noreferrer noopener nofollow\">Law 4465\/2017 (a. 2, 14, 16, 19) (Government Gazette A&#8217; 47\/04.04.2017) (comparability of fees linked to payment accounts, change of payment account and access to payment accounts with basic features)<\/a><\/p>\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"margin-top:20px;margin-bottom:20px;background-color:#3c567b;color:#3c567b\"\/>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/search.et.gr\/el\/fek\/?fekId=538019\" target=\"_blank\" data-type=\"attachment\" data-id=\"1102\" rel=\"noreferrer noopener nofollow\">Law 4438\/2016 (a. 37) (Government Gazette A&#8217; 220\/28.11.2016) (credit agreements for consumers for residential properties)  <\/a><\/p>\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"margin-top:20px;margin-bottom:20px;background-color:#3c567b;color:#3c567b\"\/>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/search.et.gr\/el\/fek\/?fekId=488802\" target=\"_blank\" data-type=\"attachment\" data-id=\"1103\" rel=\"noreferrer noopener nofollow\">Law 4141\/2013 (a. 30) (Government Gazette A 81\/05.04.2013) (measures for the implementation of Regulation (EC) 924\/2009 &#8211; cross-border payments and Regulation (EU) No 260\/2012 &#8211; technical requirements and business rules for credit transfers and direct debits in euro) <\/a><\/p>\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"margin-top:20px;margin-bottom:20px;background-color:#3c567b;color:#3c567b\"\/>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/search.et.gr\/el\/fek\/?fekId=467304\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/search.et.gr\/el\/fek\/?fekId=467304\" rel=\"noreferrer noopener nofollow\">Law 4099\/2012 (a.95) (Government Gazette A 250\/20.12.2012) (O.S.E.K.A.)<\/a><\/p>\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"margin-top:20px;margin-bottom:20px;background-color:#3c567b;color:#3c567b\"\/>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/search.et.gr\/el\/fek\/?fekId=448125\" target=\"_blank\" data-type=\"attachment\" data-id=\"1105\" rel=\"noreferrer noopener nofollow\">Law 4021\/2011 (a. 26) (Government Gazette A 218\/03.10.2011) (supervision of credit institutions)<\/a><\/p>\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"margin-top:20px;margin-bottom:20px;background-color:#3c567b;color:#3c567b\"\/>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/search.et.gr\/el\/fek\/?fekId=412182\" rel=\"nofollow noopener\" target=\"_blank\">Law 3869\/2010 (a. 2 original text) (Government Gazette A 130\/03.08.2010) (regulation of debts of over-indebted individuals)<\/a><\/p>\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background\" style=\"margin-top:20px;margin-bottom:20px;background-color:#3c567b;color:#3c567b\"\/>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/search.et.gr\/el\/fek\/?fekId=427318\" rel=\"nofollow noopener\" target=\"_blank\">M.A. Z1-699 (a. 23) (Government Gazette B&#8217; 917\/23.06.2010) (consumer credit contracts)<\/a><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Law 4764\/2020 (a. 86) (Government Gazette A 256\/23.12.2020) [dispute resolution, out-of-court complaint and redress procedures in the application of Regulation (EU) 2015\/751 of the European Parliament and of the Council of 29 April 2015 (OJ L 123), on interchange fees for card payment transactions (Article 15 of the Regulation) Law 4583\/2018 (a. 11) (Government Gazette [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2211","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/hobis.gr\/en\/wp-json\/wp\/v2\/pages\/2211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hobis.gr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hobis.gr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hobis.gr\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/hobis.gr\/en\/wp-json\/wp\/v2\/comments?post=2211"}],"version-history":[{"count":2,"href":"https:\/\/hobis.gr\/en\/wp-json\/wp\/v2\/pages\/2211\/revisions"}],"predecessor-version":[{"id":2215,"href":"https:\/\/hobis.gr\/en\/wp-json\/wp\/v2\/pages\/2211\/revisions\/2215"}],"wp:attachment":[{"href":"https:\/\/hobis.gr\/en\/wp-json\/wp\/v2\/media?parent=2211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}