Before visiting or using the pages and the services of our internet
site www.bank-invest-omb.gr, the visitor/user should read carefully
the terms and conditions cited below (hereinafter "the terms and
conditions") governing the full contents (hereinafter "the
contents") and the use of and the supply of services through our
internet site. Unless the visitor/user disagrees with the terms and
conditions, in which case he/she shall not visit the pages of our internet
site and/or use the services offered through it, the visitor/user shall
be deemed to be aware of the terms and conditions and to consent to
The Hellenic Banking - Investment Ombudsman (hereinafter referred to
as "H.O.B.I.S") is entitled to modify the terms and conditions
at any time he deems necessary, without prior notice. The visitor/user
shall each time check the terms and conditions for modifications as
above and, in the event that he/she disagrees, he/she shall cease to
visit/use our internet site. Should the visitor/user continue to visit/use
our internet site, he/she shall be deemed to acknowledge and agree to
the terms and conditions, as currently applicable.
The visitor/user shall comply with the provisions of Greek, European
and International law and shall refrain from any illegal use or abuse
of the contents and the services of our internet site. Any damage caused
to our internet site or generally to the internet by reason or as a
result of the visitor/user's misuse or abuse of the relevant services
shall fall exclusively within his/her area of responsibility.
Intellectual property rights
The contents of our internet site, including, without limitation, texts,
graphics, drawings, photographs, illustrations, pictures, services supplied
and generally records of any nature, are protected by copyright and
are, except for any expressly acknowledged third party rights, governed
by national and international copyright law. Accordingly, the contents
may not be reproduced, republished, copied, stored, sold, relayed, distributed,
published, executed, downloaded, translated or modified in any manner
whatsoever, in part or in summary form, without the prior express written
consent of H.O.B.I.S.
Individual parts of the contents may exceptionally be stored or copied
on a simple personal computer, on condition that the source of any individual
parts of the contents stored or copied as above is cited at all times,
where they are intended solely for personal use, any commercial or other
use or exploitation being prohibited. This clause shall under no circumstances
be construed as an assignment or transfer of H.O.B.I.S's intellectual
rights in any manner whatsoever.
Whatever else is contained in the electronic pages of our internet site
and constitutes an established trademark or product protected by a third
party' s copyright, falls within the third party's area of responsibility
and is therefore not included in the scope of this agreement.
Limitation of liability
H.O.B.I.S. undertakes to exercise its best efforts to ensure, but makes
no warranties and is therefore not liable for, accuracy and completeness
of the information and the contents of the H.O.B.I.S. internet site.
Under no circumstances, including negligence, shall any liability be
created in H.O.B.I.S. for any damage caused to the visitor/user by reason
or as a result of the use of our internet site.
H.O.B.I.S. under no circumstances guarantees an uninterrupted, error-free
or virus-free supply or supply free of other features that are likely
to cause damage to the visitor/user' s computer system, of the contents
and services via H.O.B.I.S.' s internet site or via any other site server
providing access to the contents of H.O.B.I.S.' s internet site. It
is the sole responsibility of the visitor/user to use anti-virus software
and secure his/her information and IT system.
Accordingly, under no circumstances shall H.O.B.I.S. be liable for any
direct or consequential damage, loss of profit, decision-making, performance
or non-performance of any transaction that may arise from the use of
H.O.B.I.S.' s internet site.
H.O.B.I.S is not legally responsible for the contents and services of
internet sites other than H.O.B.I.S.' s which are accessible via H.O.B.I.S.'
s internet site through links or hyperlinks, and does not warranty the
availability of the contents or services thereof. Any problem which
may arise during the visitor/user' s use of any other internet sites
accessible via H.O.B.I.S' s internet site, falls solely within their
area of responsibility and shall be taken up with them. Access to other
internet sites via H.O.B.I.S' s internet site is provided for the convenience
of the visitor/user of the H.O.B.I.S's internet site only and creates
no liability, obligation or commitment of any nature whatsoever in any
of the parties involved.
H.O.B.I.S. bears no responsibility whatsoever for any loss of information
sent through the H.O.B.I.S' s site.
The management and protection of personal data of H.O.B.I.S' s internet
site visitor/user shall be governed by the terms hereof and by the relevant
provisions of law on the personal data protection.
Furthermore, as regards links to other internet sites, H.O.B.I.S is
not legally responsible for the terms and conditions on which personal
data are managed and protected by such other sites.
In order for H.O.B.I.S. to deal with and mediate so as to facilitate
the out-of-court settlement of disputes submitted by the visitor/user
via H.O.B.I.S.' s internet site or answer to questions posed via H.O.B.I.S'
s internet site, H.O.B.I.S. keeps record of personal data and electronic
address of the visitor/user.
services and web pages. Cookies are small text files that are stored
in the hard disk of the visitor/user' s computer and do not read any
file whatsoever contained in his/her computer. They are used for statistical
purposes, in order to distinguish the most useful and popular areas
of H.O.B.I.S' s internet site.
The IP address, through which the visitor/user' s computer gains access
to the internet and our internet site, is used solely to build up statistical
Under all circumstances, however, the visitor/user of H.O.B.I.S' s internet
site is entitled to obtain information, have access and challenge (correction
included) any recorded personal data concerning him/her that are subject
to processing as above, and any application to that effect should be
made by letter addressed to Mr. Dimitrios Pavlakis, Hellenic Ombudsman
for Banking - Investment Services, Massalias 1, 106 80 Athens, tel.
No. (+30)210 3376700.
Governing law and other provisions
This agreement is governed by the provisions of Greek and European
law and relevant International law provisions, and shall be construed
in accordance with the rules of good faith, equitable principles and
the economic and social purpose of the right.
Should any of the terms hereof be declared contrary to the law and therefore
void or voidable, it shall ipso jure cease to be effective, but the
remaining terms hereof shall under no circumstances be affected and
shall continue to remain in full force and effect.
No amendment to any of the terms hereof shall be valid or constitute
a part hereof unless it is formulated in writing and incorporated into
Any dispute arising hereunder shall be subject to the competent jurisdiction
of the Athens courts.